Critical Illness Insurance
One Diagnosis Can Change Everything. Let Financial Security Be One Less Thing to Worry About.


Critical Illness Insurance in Surrey
Life is unpredictable. A sudden diagnosis—like cancer, stroke, or a heart attack—can be emotionally and physically draining. But it shouldn’t ruin your finances. With Critical Illness Insurance from Bhangu Insurance, you get the power to protect what matters most—your health, your savings, and your peace of mind. We make it easy for Canadians to get covered with flexible plans, fast approvals, and expert guidance.
We offer fast approvals, flexible coverage, and local advisors who truly care.
Fast Access to Funds
Get paid when you need it most—right after diagnosis. No delays, no waiting—just quick support so you can focus on recovery, not red tape.
Covers Life’s Biggest Health Risks
From cancer and stroke to heart disease and more, our coverage is designed to protect you from the most serious and common critical illnesses.
Family-Focused Financial Support
Keep your home running smoothly even when life takes a turn. Use your payout to cover rent, groceries, childcare—whatever your family needs while you heal.
Why You Need Critical Illness Insurance
A sudden diagnosis can change everything—but your finances shouldn’t suffer too. Critical Illness Insurance from Bhangu Insurance gives you the financial breathing room to focus on what truly matters getting better. It gives you:
- Freedom to access treatment quickly
- Protection from using up your savings
- Support for your family’s everyday needs
- Financial control during one of life’s toughest times
Support Beyond the Payout
At Bhangu Insurance, we understand that real protection means standing by you when life takes an unexpected turn. That’s why every critical illness policy includes more than just financial support—it comes with personalized care from real people who truly want to help.
- Personalized Claim Guidance: Quick, step-by-step help with paperwork and approvals.
- Recovery Navigation Support: Access trusted resources for treatment and financial planning.
- One-on-One Advice: Talk to real advisors—no scripts, no call centre hassle.
Frequently Asked Questions
1. How does the claims process work?
You submit a diagnosis and medical documents; we guide you step-by-step for fast approval.
2. What illnesses are covered by this policy?
Typically includes major conditions like cancer, heart attack, stroke, and other serious illnesses.
3. How soon can I claim after diagnosis?
Claims can be made shortly after diagnosis and approval, with quick payout to support your needs.
4. Can I get coverage if I have pre-existing conditions?
Some plans offer coverage with possible restrictions; speak with an advisor for options.
5. Is the payout really tax-free?
Yes, the lump-sum benefit is generally paid out tax-free.