Group Benefit Insurance
Support Your Team. Strengthen Your Business.
Group Benefits Insurance in Surrey
Your employees are the heart of your business. By offering group benefits, you not only protect their health and well-being—but also build a stronger, more committed workforce..
At Bhangu Insurance, we help businesses in Surrey and across Canada create flexible and affordable group benefits plans that reflect their team’s unique needs.
Attract and Retain Talent
Stand out with competitive benefits that show you care.
Affordable for Employers
Plans are cost-shared, tax-effective, and scalable for any team size.
Healthier, More Engaged Employees
Access to care and wellness support leads to better productivity and loyalty.
Types of Group Benefits We Offer
- Extended Health Care: Coverage for prescriptions, medical services, vision, and emergency travel care.
- Life Insurance: Provides a lump-sum benefit to an employee’s family in case of death.
- Disability Insurance: Replaces income if an employee can’t work due to injury or illness.
- Wellness & Mental Health Support: Access to counselling, Employee Assistance Programs (EAPs), and digital wellness tools.
- Critical Illness Insurance: Access to counselling, Employee Assistance Programs (EAPs), and digital wellness tools.
Frequently Asked Questions
1. How many employees do I need to start a group plan?
Most plans start with 2 or 3 full-time employees.
2. Are premiums tax-deductible for businesses?
Yes, employer-paid premiums are generally tax-deductible.
3. Can part-time employees be covered?
Many plans include part-time staff, depending on eligibility.
4. Can employees customize their coverage?
Yes, optional add-ons let employees tailor their benefits.
5. How are premiums calculated?
Premiums depend on factors like employee age, plan type, and coverage level.