Investments
Build Wealth, Plan Ahead, and Invest with Confidence
Investments Insurance in Surrey
Whether you're saving for retirement, your first home, your child’s education, or simply looking to grow tax-free income — Bhangu Insurance is here to guide you every step of the way.
We believe smart investing should be simple, secure, and aligned with your personal goals. At Bhangu Insurance, we offer a range of government-registered investment plans designed specifically for Canadians. Whether you’re just getting started or re-evaluating your strategy, our experts help you understand your options and make the most of every dollar.
Long-Term Wealth Growth
Grow your money through compounding and low-risk investment strategies tailored to your comfort level.
Expert, Personalized Guidance
No guesswork. Just honest advice and custom investment plans designed for your lifestyle.
Government-Approved Tax Advantages
Take advantage of tax-free or tax-deferred growth to keep more of your earnings.
Our Investment Plans
- Tax-Free Savings Account (TFSA): Grow your savings tax-free with flexible withdrawals. Ideal for emergency funds, travel goals, or big purchases.
- Registered Retirement Savings Plan (RRSP): Lower your taxes today and build a retirement fund for tomorrow. A trusted plan for full-time workers.
- First Home Savings Account (FHSA): A new, powerful tool for first-time homebuyers. Save up to $8,000 per year tax-free toward your dream home.
- Registered Retirement Income Fund (RRIF): Turn your RRSP into steady retirement income. We’ll help you manage smart withdrawals for long-term security.
- Registered Education Savings Plan (RESP): Save for your child’s future education and unlock government grants to support their academic journey.
Top Tips for First-Time Investors
- Start small — time matters more than the amount.
- Use RRSPs to reduce your taxable income.
- Use TFSAs for flexible savings and emergencies.
- Maximize government grants with RESP and FHSA.
- Review your investment plan annually.
Frequently Asked Questions
1. Can I have more than one investment account?
Yes! Many combine TFSA, RRSP, and RESP for different goals. We help you build the perfect mix.
2. What is the difference between TFSA and RRSP?
TFSA grows tax-free with no withdrawal penalties; RRSP gives you a tax break now but is taxed when withdrawn.
3. Is there a penalty for early withdrawals?
TFSA—no penalty. RRSP—taxes apply. FHSA and RESP may reduce benefits if withdrawn early.
4. Are these investments safe?
Yes, we offer secure, government-registered plans designed with your financial safety in mind.
5. How much do I need to start investing?
There’s no large minimum—start with what you can. Even small amounts grow significantly over time.